Home Loans

Whether you want to buy or build a new home, refinance your existing mortgage, or access your home’s equity for low-cost funds, you’ve come to the right place. We offer a variety of options, including fixed-rate, adjustable-rate, and jumbo mortgages with terrific rates, flexible repayment terms, and fast, friendly service. We also have special programs for first-time homebuyers, including down payment assistance. Our knowledgeable Mortgage Specialists will help you find the best home loan for your circumstances and budget.

Great Low Rates


Free Preapproval

(for secondary market loans only)


No Application Fee

Mortgage Refinancing

Take advantage of historically low interest rates and refinance your existing mortgage. You’ll benefit from lower monthly payments and save significantly on interest over the life of your loan.

Use our free mortgage calculator to estimate your new monthly payment.

Great Low Rates


Free Preapproval

(for secondary market loans only)


No Application Fee

Turn a House Into Your Dream Home

Ready to move from renter to homeowner? Want to buy and fix up a house, or save on your current mortgage? There’s no need to wait! We’re here to help you find the right loan for your needs, then guide you through each step of the process.

Finance the purchase
and renovation of a property
at the same time


It’s possible to refinance your
home for a lower rate, better
term, or to get cash out

Convierta una casa en la casa de tus sueños

¿Listo para pasar de inquilino a propietario? ¿Quiere comprar y arreglar una casa o ahorrar en su hipoteca actual? ¡No hay necesidad de esperar! Estamos aquí para ayudarlo a encontrar el préstamo adecuado para sus necesidades y luego guiarlo en cada paso del proceso.

Financiar la compra y renovación
de una propiedad al mismo tiempo


Es posible refinanciar su casa con
un interés más bajo, mejor plazo
o para obtener efectivo

Moisés Feliz

Mortgage Specialist
Especialista Hipotecario


¡Hablo español!
NMLS #1407532

Moisés joined Wilson Bank & Trust in 2009 and has 12 years of experience in the financial services industry. As the Assistant Vice President, Community Development Manager, he takes pride in providing exceptional customer service while finding the right mortgage program to help his customers realize their dreams of homeownership.

Moisés holds a bachelor’s degree in Business Administration and a master’s in Organizational Leadership & Human Relations from Cumberland University. In his free time, he serves as treasurer of the Bautista Family Education Fund, and is an active member of the Tennessee Latin American Chamber of Commerce.

Moisés se unió a Wilson Bank & Trust en 2009 y tiene 12 años de experiencia en la industria de servicios financieros. Como Vicepresidente Asistente, Gerente de Desarrollo Comunitario, se enorgullece de brindar un servicio al cliente excepcional mientras encuentra el programa hipotecario adecuado para ayudar a sus clientes a realizar sus sueños de ser propietarios de una vivienda.

Moisés tiene una licenciatura en administración de empresas y una maestría en liderazgo organizacional y relaciones humanas de la Universidad de Cumberland. En su tiempo libre, se desempeña como tesorero del Fondo de Educación de la Familia Bautista, y es un miembro activo de la Cámara de Comercio Latinoamericana de Tennessee.

Construction Loans

Our versatile construction loans are a convenient option that let you borrow what you need and make interest-only payments during the construction period. Once your home is complete, you can convert the loan into a traditional mortgage.

Low Rates


Competitive Terms to
Complete Your Home
Construction Project


No Title Insurance
Required for Loans Less
Than $500,000

Home Equity Line of Credit (HELOC)

It’s easy to secure a revolving line of credit for one-time projects or ongoing needs using your home’s equity for low-cost financing. Withdraw what you need when you need it—your funds will remain available to you anytime without you having to reapply. You can use your HELOC for:









& Vacations

One & Done Construction-to-Permanent Mortgage Loans

Excited to build the home of your dreams? Get peace of mind with a permanent loan from the start. Our Construction-to-Permanent Mortgage Loan has one closing to save you time and money. It makes financing simple, quick, and efficient, so you can focus on your home during the construction phase and beyond.

One Application


One Approval


One Closing

See what’s possible when we say YES.